[{"data":1,"prerenderedAt":153},["ShallowReactive",2],{"glossary-remittance-information":3},{"id":4,"title":5,"body":6,"description":142,"extension":143,"lastUpdatedAt":144,"letter":145,"meta":146,"navigation":147,"path":148,"seo":149,"stem":150,"summary":151,"term":5,"__hash__":152},"glossary\u002Fglossary\u002Fremittance-information.md","Remittance Information",{"type":7,"value":8,"toc":136},"minimark",[9,17,20,69,85,92,97],[10,11,12,16],"p",{},[13,14,15],"strong",{},"Remittance information"," is the data accompanying a payment that identifies which invoice(s) the payment covers, enabling the creditor to automatically reconcile incoming funds against open receivables.",[10,18,19],{},"In Swiss and international payments, remittance information takes two forms:",[21,22,23,39],"table",{},[24,25,26],"thead",{},[27,28,29,33,36],"tr",{},[30,31,32],"th",{},"Type",[30,34,35],{},"Description",[30,37,38],{},"Max length",[40,41,42,56],"tbody",{},[27,43,44,50,53],{},[45,46,47],"td",{},[13,48,49],{},"Structured",[45,51,52],{},"A formal reference (QR-Referenz or Creditor Reference) with a defined format and check digit",[45,54,55],{},"35 chars",[27,57,58,63,66],{},[45,59,60],{},[13,61,62],{},"Unstructured",[45,64,65],{},"Free-text message (e.g. invoice number, date)",[45,67,68],{},"140 chars",[10,70,71,72,76,77,80,81,84],{},"In ISO 20022 pain.001, remittance information is carried in the ",[73,74,75],"code",{},"\u003CRmtInf>"," element with either ",[73,78,79],{},"\u003CStrd>"," (structured) or ",[73,82,83],{},"\u003CUstrd>"," (unstructured) sub-elements.",[10,86,87,88,91],{},"Best practice is always to use ",[13,89,90],{},"structured remittance information"," (QR-Referenz or Creditor Reference) for automated straight-through processing (STP).",[93,94,96],"h3",{"id":95},"key-facts","Key facts",[98,99,100,111,122,129],"ul",{},[101,102,103,104,107,108],"li",{},"ISO 20022 element: ",[73,105,106],{},"\u003CRmtInf>\u003CStrd>"," or ",[73,109,110],{},"\u003CRmtInf>\u003CUstrd>",[101,112,113,114,117,118,121],{},"Structured options in Switzerland: ",[13,115,116],{},"QR-Referenz"," (27 digits) or ",[13,119,120],{},"Creditor Reference"," (ISO 11649)",[101,123,124,125,128],{},"Returned to creditor in: ",[13,126,127],{},"camt.054"," booking notification",[101,130,131,132,135],{},"Enables: ",[13,133,134],{},"automated invoice reconciliation"," in ERP\u002Faccounting systems",{"title":137,"searchDepth":138,"depth":138,"links":139},"",2,[140],{"id":95,"depth":141,"text":96},3,"Remittance information is the data accompanying a payment that identifies which invoice(s) the payment covers, enabling the creditor to automatically reconcile incoming funds against open receivables.","md","2026-04-21","R",{},true,"\u002Fglossary\u002Fremittance-information",{"description":142},"glossary\u002Fremittance-information","Structured or unstructured payment reference data transmitted with a credit transfer to allow automated reconciliation.","_PkHXT3Inl9wVY5jryi3z_bqtJgpn9BRLOhgO8WvzqU",1776765748943]