[{"data":1,"prerenderedAt":128},["ShallowReactive",2],{"glossary-bic":3},{"id":4,"title":5,"body":6,"description":117,"extension":118,"lastUpdatedAt":119,"letter":120,"meta":121,"navigation":122,"path":123,"seo":124,"stem":125,"summary":126,"term":16,"__hash__":127},"glossary\u002Fglossary\u002Fbic.md","Bic",{"type":7,"value":8,"toc":111},"minimark",[9,26,33,65,72,75,80],[10,11,12,13,17,18,21,22,25],"p",{},"The ",[14,15,16],"strong",{},"BIC"," (Bank Identifier Code), also known as a ",[14,19,20],{},"SWIFT code",", is an 8- or 11-character identifier for financial institutions defined by ",[14,23,24],{},"ISO 9362",". It is used in cross-border credit transfers (SEPA, SWIFT) to route payments to the correct bank.",[10,27,28,29],{},"Format: ",[30,31,32],"code",{},"AAAABBCCDDD",[34,35,36,43,49,55],"ul",{},[37,38,39,42],"li",{},[30,40,41],{},"AAAA"," — 4-letter institution code",[37,44,45,48],{},[30,46,47],{},"BB"," — 2-letter country code (ISO 3166-1)",[37,50,51,54],{},[30,52,53],{},"CC"," — 2-character location code",[37,56,57,60,61,64],{},[30,58,59],{},"DDD"," — 3-character branch code (optional; ",[30,62,63],{},"XXX"," for head office)",[10,66,67,68,71],{},"Example: ",[30,69,70],{},"UBSWCHZH80A"," (UBS, Switzerland, Zurich, branch)",[10,73,74],{},"In Swiss domestic payments (pain.001 via SIC), BIC is not mandatory — IBAN alone is sufficient. BIC is required for SWIFT\u002FSEPA cross-border transfers.",[76,77,79],"h3",{"id":78},"key-facts","Key facts",[34,81,82,87,98,105,108],{},[37,83,84,85],{},"Standard: ",[14,86,24],{},[37,88,89,90,93,94,97],{},"Length: ",[14,91,92],{},"8 characters"," (no branch) or ",[14,95,96],{},"11 characters"," (with branch)",[37,99,100,101,104],{},"Managed by: ",[14,102,103],{},"SWIFT"," (Society for Worldwide Interbank Financial Telecommunication)",[37,106,107],{},"Required for: SEPA and SWIFT cross-border payments",[37,109,110],{},"Optional for: Swiss domestic payments (IBAN sufficient)",{"title":112,"searchDepth":113,"depth":113,"links":114},"",2,[115],{"id":78,"depth":116,"text":79},3,"The BIC (Bank Identifier Code), also known as a SWIFT code, is an 8- or 11-character identifier for financial institutions defined by ISO 9362. It is used in cross-border credit transfers (SEPA, SWIFT) to route payments to the correct bank.","md","2026-04-21","B",{},true,"\u002Fglossary\u002Fbic",{"description":117},"glossary\u002Fbic","Bank Identifier Code (ISO 9362) — the international identifier for financial institutions used in cross-border payments.","uG5-WjmDuffCfwvQW0NviSKRoRmXVMgTjT9h0wEatfk",1776765748937]